Real Estate Agent Salary in Frankfort, KY: $46,907 (2026)
Quick Answer:A full-time real estate agent in Frankfort, KY earns a median $46,907/year (≈ $22.55/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-9022). Once you factor in Frankfort's price level (11% below national, BEA RPP 89.3), that paycheck buys what $52,527 would nationally. Nominal pay sits 2.0% below the Kentucky state average.
Based on BLS state-level estimates · View source
In 2026, real estate agents in Frankfort, KY, are projected to earn a median annual salary of $46,907, which reflects a notable contrast to the national median of $53,622. The salary spectrum for this occupation exhibits considerable variation, ranging from $29,185 at the lower tenth percentile to $72,706 for the upper ninetieth percentile. These figures, derived from 2025 BLS estimates and adjusted for local cost considerations, suggest that transaction volume and average property prices in Frankfort significantly influence earnings potential. Understanding the local market dynamics can provide agents with a competitive edge in negotiating their commissions and establishing fruitful client relationships.
About the Frankfort Market
Salary estimated from Kentucky average ($52,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $29,185 | $14.03 |
| Lower Range (P25) | $35,006 | $16.83 |
| Median (P50)(typical) | $46,907 | $22.55 |
| Upper Range (P75) | $60,041 | $28.87 |
| Top Earners (P90) | $72,706 | $34.96 |
Median Salary Position
12.52% below the national average
2026 Salary Percentile Distribution in Frankfort
In Frankfort, KY, the real estate agent salary spread from the 10th to 90th percentile is $43,521 (2026 est.). At $46,907, the local median is 12.52% below the national median of $53,622.
Salary Calculator
At 40 hours/week in Frankfort: You'd be in the lower-middle range
How Frankfort Real Estate Agent Pay Compares
Frankfort median: $46,907/year (2026)
| Compared To | Median Salary | Frankfort Pays |
|---|---|---|
| Kentucky Average | $47,864 | -2.00% less |
| National Average | $53,622 | -12.52% less |
Real Estate Agents in Frankfort, KY earn a median of $46,907 per year (2026 est.), which is 12.52% lower than the national median of $53,622 and 2.00% below the Kentucky state average of $47,864.
Cost-of-Living Adjusted Salary
Frankfort has a cost of living 10.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Frankfort, KY has a cost-of-living index of 89.3 (below the national average of 100). A real estate agent earning $46,907 nominally has purchasing power equivalent to $52,527 in an average-cost city — an effective 11.98% boost.
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2019 BLS Actual
$42,802
2025 BLS Actual
$46,214
2026 Current Est.
$46,907
2019–2027 Growth
+11.2%
Salary Trajectory for Real Estate Agents in Frankfort (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 1.50% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $42,802 | Actual |
| 2020 | $42,899 | Actual |
| 2021 | $42,286 | Actual |
| 2022 | $43,721 | Actual |
| 2023 | $47,500 | Actual |
| 2024 | $45,488 | Actual |
| 2025 | $46,214 | Actual |
| 2026(current) | $46,907 | Estimated |
| 2027 | $47,611 | Projected |
Based on 7 years of BLS OEWS data for the Frankfort metropolitan area, the median real estate agent salary grew 8.0% from $42,802 (2019) to $46,214 (2025). At a 1.50% compound annual growth rate, salaries are projected to reach $47,611 by 2027 — a total increase of $4,809 (11.24%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Frankfort metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 1.50% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $29,185 – $35,006 |
| 3-5 years (Mid Career) | $35,006 – $46,907 |
| 5+ years (Experienced) | $46,907 – $60,041 |
| 10+ years (Top Earner) | $60,041 – $72,706 |
REA salary ranges estimated from BLS percentile data. Individual real estate agent compensation varies by employer, certifications, and specialization.
Real Estate Agent Job Market in Frankfort
As of 2026, six active real estate agents operate in Frankfort, a testament to the localized job market's capacity. With a cost of living index of 89.3, the purchasing power for residents is slightly favorable compared to the national average. Agents affiliated with established national franchise brokerages, such as Keller Williams and RE/MAX, are often in a better position to earn higher commissions compared to independent or discount firms. The variation in pay among real estate professionals can be attributed to several factors, including commission splits with brokerages, specialization in higher-value markets, and participation within teams, which may split commissions with team leaders. Agents aiming to maximize their real estate agent pay in Frankfort should consider honing their skills in high-demand sectors like luxury or commercial real estate, as well as building a strong referral network to enhance their income potential despite the challenges posed by changes in commission structures following the 2024 NAR settlement.
More salary data for Frankfort, KY:
Frequently Asked Questions
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Written by Maria Gonzalez, REALTOR®
Career Analyst
Maria has 10 years of experience as a real estate agent. She specializes in residential properties. She works with a large brokerage in Texas.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $46,214 for real estate agentsin the Frankfort metropolitan area. A 1.50% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Frankfort is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 1.50%, derived from historical BLS wage trends for real estate agents (SOC 41-9022).
Compiled and verified by Maria Gonzalez, REALTOR®, a licensed real estate agent with 10+ years of clinical experience. · View source data at BLS.gov