Real Estate Agent Salary in Elizabethtown, KY: $46,796 (2026)
Quick Answer:A full-time real estate agent in Elizabethtown, KY earns a median $46,796/year (≈ $22.50/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-9022). Once you factor in Elizabethtown's price level (11% below national, BEA RPP 89.3), that paycheck buys what $52,403 would nationally. Nominal pay sits 2.3% below the Kentucky state average.
Based on BLS state-level estimates · View source

In 2026, the projected median annual salary for real estate agents in Elizabethtown, Kentucky, is $46,796, reflecting the ongoing shifts in the real estate market that followed the 2024 National Association of Realtors (NAR) commission structure overhaul. This change has altered compensation dynamics, introducing new challenges and opportunities for agents navigating their earnings amidst fluctuating commission rates. Salaries range significantly, with the lowest 10% earning around $28,882 and the top 90% making as much as $72,533, showcasing the competitive nature of this field. These figures derive from local estimates based on the 2025 Bureau of Labor Statistics (BLS) data adjusted for regional price differences, providing a clearer picture of how real estate agent pay in Elizabethtown KY compares to the national average, which stands at $53,622.
About the Elizabethtown Market
Salary estimated from Kentucky average ($52,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $28,882 | $13.89 |
| Lower Range (P25) | $34,786 | $16.73 |
| Median (P50)(typical) | $46,796 | $22.50 |
| Upper Range (P75) | $59,898 | $28.80 |
| Top Earners (P90) | $72,533 | $34.88 |
Median Salary Position
12.73% below the national average
2026 Salary Percentile Distribution in Elizabethtown
In Elizabethtown, KY, the real estate agent salary spread from the 10th to 90th percentile is $43,651 (2026 est.). At $46,796, the local median is 12.73% below the national median of $53,622.
Salary Calculator
At 40 hours/week in Elizabethtown: You'd be in the lower-middle range
How Elizabethtown Real Estate Agent Pay Compares
Elizabethtown median: $46,796/year (2026)
| Compared To | Median Salary | Elizabethtown Pays |
|---|---|---|
| Kentucky Average | $47,897 | -2.30% less |
| National Average | $53,622 | -12.73% less |
Real Estate Agents in Elizabethtown, KY earn a median of $46,796 per year (2026 est.), which is 12.73% lower than the national median of $53,622 and 2.30% below the Kentucky state average of $47,897.
Cost-of-Living Adjusted Salary
Elizabethtown has a cost of living 10.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Elizabethtown, KY has a cost-of-living index of 89.3 (below the national average of 100). A real estate agent earning $46,796 nominally has purchasing power equivalent to $52,403 in an average-cost city — an effective 11.98% boost.
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2019 BLS Actual
$42,701
2025 BLS Actual
$46,104
2026 Current Est.
$46,796
2019–2027 Growth
+11.2%
Salary Trajectory for Real Estate Agents in Elizabethtown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 1.50% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $42,701 | Actual |
| 2020 | $42,797 | Actual |
| 2021 | $42,186 | Actual |
| 2022 | $54,720 | Actual |
| 2023 | $47,387 | Actual |
| 2024 | $45,380 | Actual |
| 2025 | $46,104 | Actual |
| 2026(current) | $46,796 | Estimated |
| 2027 | $47,497 | Projected |
Based on 7 years of BLS OEWS data for the Elizabethtown metropolitan area, the median real estate agent salary grew 8.0% from $42,701 (2019) to $46,104 (2025). At a 1.50% compound annual growth rate, salaries are projected to reach $47,497 by 2027 — a total increase of $4,796 (11.23%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Elizabethtown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 1.50% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $28,882 – $34,786 |
| 3-5 years (Mid Career) | $34,786 – $46,796 |
| 5+ years (Experienced) | $46,796 – $59,898 |
| 10+ years (Top Earner) | $59,898 – $72,533 |
REA salary ranges estimated from BLS percentile data. Individual real estate agent compensation varies by employer, certifications, and specialization.
Real Estate Agent Job Market in Elizabethtown
The local job market appears limited, with only five real estate agents currently employed in Elizabethtown, raising questions about demand and competition. With a cost-of-living index of 89.3, agents face a purchasing power scenario that may affect their overall financial situation. It is essential to identify firms that pay well; national franchises like Keller Williams and RE/MAX often offer better commission splits compared to local independent brokerages or discount operations. High earners typically benefit from factors such as transaction volume, the average sale price of properties, and commission structures that favor top producers. The performance of established agents often hinges on their referral networks and specialization in lucrative markets such as luxury real estate. For agents in Elizabethtown, joining a successful team can be a strategic move to maximize earnings, especially in light of recent commission model shifts that have incentivized collaboration.
More salary data for Elizabethtown, KY:
Frequently Asked Questions
How much do real estate agents make in Elizabethtown, KY in 2026?
Is Elizabethtown, KY a good place to work as a real estate agent?
Can real estate agents make $100K in Elizabethtown?
What is the cost-of-living adjusted real estate agent salary in Elizabethtown?
How much does a real estate agent make per hour in Elizabethtown?
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Written by Maria Gonzalez, REALTOR®
Career Analyst
Maria has 10 years of experience as a real estate agent. She specializes in residential properties. She works with a large brokerage in Texas.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $46,104 for real estate agentsin the Elizabethtown metropolitan area. A 1.50% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Elizabethtown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 1.50%, derived from historical BLS wage trends for real estate agents (SOC 41-9022).
Compiled and verified by Maria Gonzalez, REALTOR®, a licensed real estate agent with 10+ years of clinical experience. · View source data at BLS.gov