Real Estate Agent Salary in Muncie, IN: $49,745 (2026)
Quick Answer:A full-time real estate agent in Muncie, IN earns a median $49,745/year (≈ $23.91/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-9022). Once you factor in Muncie's price level (9% below national, BEA RPP 91.3), that paycheck buys what $54,485 would nationally. Nominal pay sits 1.4% above the Indiana state average.
Based on BLS state-level estimates · View source
The 2026 median annual salary for a real estate agent in Muncie, Indiana, is projected at $49,745, which reflects a competitive positioning when compared to the national median of $53,622. The salary range in this market is quite varied, with earnings expected to commence around $31,188 at the 10th percentile, rising to as much as $77,105 at the 90th percentile. These estimates, derived from 2025 BLS data and adjusted for regional cost considerations, highlight the unique changes following the post-2024 NAR settlement, which has prompted a significant shift in commission structures traditionally relied upon by agents. Local market conditions will influence how real estate professionals capitalize on their earnings potential, creating both opportunities and challenges as they adjust to the new commission landscape.
About the Muncie Market
Salary estimated from Indiana average ($55,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $31,188 | $14.99 |
| Lower Range (P25) | $37,437 | $18.00 |
| Median (P50)(typical) | $49,745 | $23.91 |
| Upper Range (P75) | $63,674 | $30.61 |
| Top Earners (P90) | $77,105 | $37.07 |
Median Salary Position
7.23% below the national average
2026 Salary Percentile Distribution in Muncie
In Muncie, IN, the real estate agent salary spread from the 10th to 90th percentile is $45,917 (2026 est.). At $49,745, the local median is 7.23% below the national median of $53,622.
Salary Calculator
At 40 hours/week in Muncie: You'd be in the lower-middle range
How Muncie Real Estate Agent Pay Compares
Muncie median: $49,745/year (2026)
| Compared To | Median Salary | Muncie Pays |
|---|---|---|
| Indiana Average | $49,058 | +1.40% more |
| National Average | $53,622 | -7.23% less |
Real Estate Agents in Muncie, IN earn a median of $49,745 per year (2026 est.), which is 7.23% lower than the national median of $53,622 and 1.40% above the Indiana state average of $49,058.
Cost-of-Living Adjusted Salary
Muncie has a cost of living 8.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Muncie, IN has a cost-of-living index of 91.3 (below the national average of 100). A real estate agent earning $49,745 nominally has purchasing power equivalent to $54,485 in an average-cost city — an effective 9.53% boost.
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2019 BLS Actual
$30,470
2025 BLS Actual
$49,010
2026 Current Est.
$49,745
2019–2027 Growth
+65.7%
Salary Trajectory for Real Estate Agents in Muncie (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 1.50% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $30,470 | Actual |
| 2020 | $30,590 | Actual |
| 2021 | $44,845 | Actual |
| 2022 | $34,990 | Actual |
| 2023 | $50,374 | Actual |
| 2024 | $50,932 | Actual |
| 2025 | $49,010 | Actual |
| 2026(current) | $49,745 | Estimated |
| 2027 | $50,491 | Projected |
Based on 7 years of BLS OEWS data for the Muncie metropolitan area, the median real estate agent salary grew 60.8% from $30,470 (2019) to $49,010 (2025). At a 1.50% compound annual growth rate, salaries are projected to reach $50,491 by 2027 — a total increase of $20,021 (65.71%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Muncie metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 1.50% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $31,188 – $37,437 |
| 3-5 years (Mid Career) | $37,437 – $49,745 |
| 5+ years (Experienced) | $49,745 – $63,674 |
| 10+ years (Top Earner) | $63,674 – $77,105 |
REA salary ranges estimated from BLS percentile data. Individual real estate agent compensation varies by employer, certifications, and specialization.
Real Estate Agent Job Market in Muncie
While only 13 real estate agents are currently employed in Muncie, this market's unique cost of living index stands at 91.3, indicating that housing expenses are lower than the national average. This economic reality can positively impact purchasing power for agents, but competition can be fierce, especially among franchises like Keller Williams and RE/MAX. The variances in real estate agent pay in Muncie, IN, often stem from factors such as transaction volume, sale price averages, and the agent's commission split with their brokerage, with higher-performing agents typically benefitting from more favorable arrangements. Additionally, team-based operations can present distinct advantages: they often yield higher commissions by pooling resources and referrals, especially in luxury or commercial sectors where returns can be substantial. Agents looking to maximize their earnings in Muncie should carefully consider their market positioning and potentially align with brokerages that offer attractive commission structures and support networks.
More salary data for Muncie, IN:
Frequently Asked Questions
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Written by Maria Gonzalez, REALTOR®
Career Analyst
Maria has 10 years of experience as a real estate agent. She specializes in residential properties. She works with a large brokerage in Texas.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $49,010 for real estate agentsin the Muncie metropolitan area. A 1.50% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Muncie is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 1.50%, derived from historical BLS wage trends for real estate agents (SOC 41-9022).
Compiled and verified by Maria Gonzalez, REALTOR®, a licensed real estate agent with 10+ years of clinical experience. · View source data at BLS.gov